Honest comparison
EZ Fuel vs the legacy fuel cards.
Comdata, EFS, WEX Fleet, Fuelman, RTS Carrier Services - they've been around for decades and they have real strengths. Here's how we line up against each, where they win, and where we win.
Feature-by-feature
No legalese, no ★★★★ ratings - just what each provider does and doesn't do.
| Feature | EZ Fuel | Comdata | EFS | WEX Fleet | Fuelman |
|---|---|---|---|---|---|
| Activation fee | $0 | Varies | Varies | Up to $50/card | Varies |
| Per-transaction fee | None | $0.50–2.00 | Tiered | $0.50+ | $1.00+ |
| Monthly card fee | None | Per card | Per card | Per card | Per card |
| Fund with credit card | |||||
| MoneyCode issuance | |||||
| Real-time controls (per-driver) | Limited | Limited | Limited | ||
| Driver mobile app | |||||
| 24/7 roadside dispatch included | |||||
| Same-day approval (Prepaid) | 2–5 days | 2–5 days | 3–7 days | 3–7 days | |
| Owner-operator friendly | Fleet-focused | Fleet-focused | Fleet-focused | ||
| IFTA reporting | |||||
| Phone support response | Under 60s | Hold queue | Hold queue | Hold queue | Hold queue |
| Cancellation penalty | None | Check contract | Check contract | Check contract | Check contract |
| Major chain coverage |
Comparison data based on publicly available pricing pages and customer reports as of Q2 2026. Each carrier negotiates individual contracts - your specific terms may differ. We refresh this table quarterly.
Honest takes
Where each one wins
We're not going to pretend the legacy networks don't have real advantages. They do. Here's the straight read.
Comdata
Where it wins: the dominant network in OTR trucking. If your fleet runs Pilot Flying J / TA / Petro almost exclusively, Comdata's chain-direct discounts can be hard to beat at scale.
Where it stings: per-transaction fees, monthly fees, multi-page contracts, and a portal that hasn't had a real refresh in years.
EFS
Where it wins: deep cash-advance / MoneyCode infrastructure, established broker integrations, and one of the largest accepted networks.
Where it stings: fee structure is opaque, support response varies wildly, and discounts often come with attached factoring or banking products you may not want.
WEX Fleet
Where it wins: mature reporting and integrations, strong for last-mile and regional fleets running mixed retail stations (not just truck stops).
Where it stings: fee-heavy on small accounts, weak roadside-support story, and tier discounts often quoted on retail rather than DOE - a meaningful difference.
Fuelman
Where it wins: friendly to small fleets and owner-operators, strong on local stations, simple onboarding.
Where it stings: smaller OTR truck-stop discount than the big networks, no MoneyCode equivalent, and no roadside dispatch product.
RTS Carrier Services
Where it wins: tightly bundled with RTS factoring - if you already factor with them, the integrated experience is real.
Where it stings: the bundling is the catch. Decoupling your factoring and your fuel card later can be painful, and the fuel card on its own isn't competitive with specialists.
EZ Fuel
Where we win: no activation fees, no per-transaction fees, no monthly card fees, no contracts. Credit card funding (yes, including Amex). Built-in 24/7 roadside dispatch with a real human in under 60 seconds. A driver app that drivers actually open.
Where we don't pretend to win: we're newer than Comdata. If your fleet has 500+ tractors and is already deep on Comdata-direct discounts, you should still talk to us - but bring numbers and we'll be straight about whether we beat them on your specific lanes.
Bring us your current statement.
Send a recent fuel-card invoice (Comdata, EFS, WEX, anyone). We'll do the math line-by-line and show you exactly what changes - including the times when the answer is "you should stay where you are."